Applying for a loan is as easy as 1, 2, 3:

  1. Create a secure user account.
  2. Gather your documents.
  3. Complete the online application.

The process typically takes 20-25 minutes. Once you complete the application, a lending associate will contact you within two business days. Once an application has been approved, documents can be signed and funds disbursed usually within five to eight business days.


Consumer Micro Loan:

Or apply at any OHA office:


If you have any questions regarding OHA’s loan application process, please provide your email address and question(s) using the form below.  OHA’s loan fund staff will promptly respond to you with assistance.